Did you know that about one in three US adults has medical debt? According to research from Stanford economist Neale Mahoney, Americans have at least $140 billion in outstanding medical debt. However, you CAN negotiate your medical bills!  If we can negotiate the price of our home, car, and salary,…

Moving can be exciting and overwhelming at the same time. However, it can be even more exciting and less stressful if you plan well and ahead of time. That's why we are giving you the best tips to make moving apartments as seamless as possible, plus a few tips on…

Imagine that you've just graduated college and you've secured your first job. Your parents are passively encouraging you to move out of the home you've shared with them for the past 20 years. So now it's time to embark on your journey towards independence and go shopping for an apartment.…

Credit scores and credit reports are essential in qualifying for everything from credit cards to apartment rentals and auto lending. However, you may be shocked to find out that there's a difference between a credit score and a credit report. It all may sound very similar, but the truth is…

Credit cards offer consumers, like you and I, the flexibility and convenience to purchase products and services on credit. Swiping the card is easy and we don’t really think much of it until the statement closing dates loom near.  If you’re stuck with a large debt on a credit card…

The Federal Housing Finance Agency (FHFA) announced that Fannie Mae and Freddie Mac will both consider rent payment history as part of their underwriting process so that buyers with limited credit histories can more easily obtain home loans. Future borrowers now have the benefit of a positive rental payment history…

If you’ve ever looked into ways to boost your credit or checked out credit repair services, you may have come across the term “credit tradeline.” Don’t knock yourself on the head if you don't know what that term means for you and your overall credit, we’re here to help you…

Every so often, life throws the unexpected at us and we find ourselves in a difficult financial situation. We experienced exactly this during COVID-19; the pandemic caught us all by surprise and caused ramifications that we’re still working to undo. Some lost their jobs, others their businesses and some of…

If you’ve poked around our site, you’ve probably known that our customers experience an average increase of 40 points in 10 days after reporting their rent payments. 40 points? One might say 40 points seems insignificant. Actually, it’s quite the opposite. 40 points can take you from what's considered a…

About 45 million American consumers – maybe even you – are classified as credit unscorable. In other words, you have a limited or thin credit file, which means you have no credit score and credit agencies aren’t able to determine your credit risk. What does that mean? Quite simply, you’re…