Elizabeth Rivas, Program Director, City of Long Beach, CA Why I Joined RentReporters: For a long time, I assumed that there was nothing much I could do about my low credit score. Then, a friend of mine heard about RentReporters and told me to sign up. I signed up recently and…

There is a big problem with the U.S. lending system. The people who can least afford large debt payments face the highest borrowing costs. And while these people are clearly the most financially vulnerable, they are often the most credit responsible. They must be if they often have to pay…

Your credit score is important – your score is used to determine your credit worthiness, what loans you will qualify for, and the interest rate you will pay. So, if you’re looking to achieve a life goal, like buying a car or home, here are three steps to improve your…

If you’re looking to rent a new home, most likely, you’ll need to show prospective landlords that you make enough income to cover your rent, provide references, and have good credit to show that you can and will pay your rent on time. Your credit history matters to landlords because…

If you’re looking to rent a new apartment, most likely, prospective landlords will look into your credit history. Why? Because your credit report provides important information that a prospective landlord will consider before renting you an apartment – like, do you have a history of paying your bills on time?…

In June, the Federal Reserve increased interest rates by a quarter point – and that means, how you borrow money and access credit will change. If you have debt, here’s what you need to know NOW: Credit Cards If your credit card has a variable rate, then each year, you’ll…

If you’re thinking about living at home with your parents to save some money, you’re not alone. In fact, nearly one-third of all millennials are still living at home and rely on their parents for financial assistance. But remember, if you want to accomplish certain life goals, like renting your…

Nia-Kailyn Roberts, Administrative Assistant Why I Joined RentReporters: With my low credit score, getting what I needed in life was difficult. I was denied credit cards and couldn’t get a car loan. I had a basic understanding of credit and how it works, and I realized that I needed to do…

Fernetra Bryant, Program Analyst  Why I Joined RentReporters: Due to various life events, like having to take a pay cut for my new job and going through some financial hardships, my credit score took a dip. I’m 50 years old, and I would have never thought that I’d be going through…

Did you know that monthly rent payments are highly correlated with the ability to repay debt in a timely manner? And did you know that historically, rent payments were not accepted as data sources for calculating credit scores? Simply put, your on time rent payments had NO impact on your…