Credit follows you for your whole life. Your credit score is what determines your financial worthiness to receive what you need, like a cell phone plan, renting an apartment, utilities, and a loan to buy a home or car. If you have a low or no credit score, life can…

Are you a graduate and on your own for the first time?  Are you an immigrant to the United States? Are you recently divorced? If so, then like millions of Americans, you are probably classified as either credit invisible or credit unscorable. Either way, the end result is the same…

Divorce, sudden passing of a spouse, being laid off from a job…life can take many unexpected turns. When that happens, your credit can be negatively impacted, and a low credit score can make life even more difficult. For example, you may not receive approval for an auto loan and cell…

Epic Journey, Entrepreneur Why I Joined RentReporters: I did not have a history of using credit, so my credit history and score were basically nonexistent. Without a credit score, life can be difficult – you can’t get what you need in life, like approval for unsecured credits card and a…

Michelle Carroll, Office Manager Why I Joined RentReporters: My credit score was low – it was in the 400s, and having a low credit score negatively impacted my life in so many ways. For example, I was not able to lease an apartment on my own, so my boyfriend had…

Angela Thompson, Cosmetology Director Why I Joined RentReporters: I found myself unemployed, and as a result, I fell behind on my mortgage payments. I tried different loan modifications to keep my home, but that only made my situation worse, as my credit score plummeted due to all the hard credit…

Michele Noel, Business Analyst Why Join RentReporters: After my divorce, my credit score went down to the low 600s, and because of my low score, life became difficult. I was denied loans and credit cards. My car insurance rates doubled, and I had a difficult time getting approved to rent…

Shelly Onaka, Project Coordinator Why I Joined RentReporters: My credit took a dive after my husband and I separated. While we were married, all the bills were under my name, and he paid the bills. When we separated, he suddenly stopped paying them, and as a result, my credit score…

Do you ever plan on buying a house? Have you financed a car yet? People typically borrow money or finance so that they can have the American dream. And to be approved for financing, you need a credit score. Lenders need to see that you are able and willing to…

Looking to buy your dream home and get a mortgage at today’s competitive rates? The difference of even just one percent of interest on a 30-year mortgage can be in the tens of thousands of dollars over the life of the loan. Interested in getting unsecured credit card offers with…