For many of us, the holiday season means spending time with family and friends, as we exchange gifts and good will. But for cyber criminals, it’s the season to steal your personal and financial information. This holiday, you can stay safe when shopping online with these 3 tips: WiFi beware…

When making a budget for holiday spending, don’t forget to think ahead and plan for 2017. Why? Because if you’re planning on a big purchase, like a car or home, or making a life change, such as moving to a new city or going back to school, they will impact…

  The holiday season can be expensive, resulting in credit card debt that can take months – if you not years – to pay off. In fact, according to Gallup’s November 2016 measure of U.S. holiday shopping, Americans expect to spend an average $752 on holiday gifts. So, how much…

It’s that time of year again – holiday entertaining, buying and exchanging gifts, and planning holiday travel. With all these festive celebrations can come financial stress, especially if you spend more than you can afford. This year, don’t get yourself into debt with your holiday spending. To get started, look…

Nothing can be more frustrating than checking your credit scores and discovering they aren’t as strong as you think they should be, even though you pay your bills on time.  For those with clean payment histories, the culprit bringing down their scores is often a formula that sounds like it…

Do you ever plan on buying a house? Have you financed a car yet? People typically borrow money or finance so that they can have the American dream. And to be approved for financing, you need a credit score. Lenders need to see that you are able and willing to…

Looking to buy your dream home and get a mortgage at today’s competitive rates? The difference of even just one percent of interest on a 30-year mortgage can be in the tens of thousands of dollars over the life of the loan. Interested in getting unsecured credit card offers with…

45 million Americans do not have a credit score  – that’s one in every 10 adults!  And it can happen to anyone – young adults on their own for the first time, military personnel returning from overseas, recent immigrants to this country, those who are widowed or divorced…and maybe, even…

Vishal’s credit score increased by 45 points, and as a result of his improved credit score, he was able to shop around and be approved for a home mortgage! College student Lindsay went from one of 40 million credit invisibles to having a credit score of 658, and now, she…

Did you pay off all your credit cards and then close them? Did you once have a good credit score, then paid off your mortgage, and now make your big purchases – like a new car – with cash? Do you not have a personal utility or cable account?  Do…